Privacy Policy

SettleUP Funding ("SettleUP," "we," "us," or "our") respects the privacy of the attorneys, law firms, clients, prospective clients, and other visitors who interact with us. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information through settleupfunding.com (the "Website") and through communications initiated through the Website.

1. Scope of this Policy

This Policy applies to personal information collected through the Website and through related email, telephone, or text communications with SettleUP. A separate funding agreement, portal notice, authorization, or other disclosure may apply to information collected in connection with a particular funding request. If a separate notice applies, that notice will supplement this Policy.

2. Information We Collect

Information you provide

We may collect information that you voluntarily provide when you contact us, request information, refer a client, submit or discuss a funding request, or otherwise communicate with us. Depending on the interaction, this may include:

• Your name, email address, telephone number, mailing address, and preferred method of contact;
• Your law firm, business, professional role, and related contact information;
• Information about a legal claim or funding request, including the requested amount, case status, counsel, parties, liens, expected proceeds, and supporting documents;
• Financial, medical, insurance, settlement, or other information relevant to evaluating or administering a request; and
• The contents of messages, documents, and other communications you send to us.

Information from attorneys and other sources

When permitted by law and appropriate authorization, we may receive information from a client's attorney or law firm, authorized representatives, service providers, public records, and other sources involved in reviewing, documenting, servicing, or resolving a funding request.

Information collected automatically

When you use the Website, our hosting and technology providers may automatically collect limited technical and usage information, such as your Internet Protocol address, browser and device type, operating system, pages viewed, date and time of access, referring page, approximate location derived from an IP address, and security or diagnostic logs.

3. Sensitive Information and Email Security

A funding inquiry may involve sensitive legal, medical, financial, or identifying information. Unless SettleUP specifically requests it and provides an appropriate submission method, please do not send Social Security numbers, complete bank or payment-card numbers, government identification documents, passwords, or detailed medical records through ordinary, unsecured email or a general website link.

Email and text messages are not guaranteed to be secure. Contact us first if you are unsure how to provide sensitive information.

4. How We Use Information

We may use personal information to:

• Respond to questions and communicate with attorneys, firms, clients, prospective clients, and authorized parties;
• Receive, evaluate, document, fund, administer, and resolve funding requests and agreements;
• Confirm identity, authority, case information, and eligibility;
• Provide customer service and maintain business and transaction records;
• Operate, secure, troubleshoot, analyze, and improve the Website and our services;
• Detect and prevent fraud, misuse, security incidents, and other unlawful activity;
• Exercise or defend legal rights and comply with contracts, court orders, regulatory requirements, and applicable law; and
• Carry out another purpose disclosed when the information is collected or authorized by you.

5. How We Disclose Information

We may disclose personal information as reasonably necessary to the following categories of recipients:

• Attorneys, law firms, and authorized parties. We may communicate with the attorney or firm handling a claim and with other persons authorized by the client or otherwise involved in a funding request.
• Service providers. We may use vendors that support website hosting, communications, document management, electronic signatures, payment processing, security, recordkeeping, and other business operations. They may access information only to perform services for us or as permitted by law.
• Professional advisers. We may disclose information to lawyers, accountants, auditors, insurers, financial institutions, and other advisers assisting our business.
• Legal and regulatory recipients. We may disclose information when we reasonably believe disclosure is required or permitted by law, regulation, legal process, a government request, or to protect the rights, safety, property, or integrity of SettleUP or others.
• Business transaction participants. Information may be disclosed in connection with due diligence, financing, reorganization, merger, sale, transfer, or another transaction involving all or part of our business, subject to appropriate safeguards.
• Other recipients at your direction. We may disclose information with your consent or at your request.

6. Cookies and Similar Technologies

The Website and its hosting providers may use cookies or similar technologies that are necessary for site delivery, functionality, performance, and security. Most browsers allow you to manage cookies through browser settings, although disabling necessary cookies may affect Website functionality. If we materially expand our use of analytics or advertising technologies, we will update this Policy and provide any notice or choice required by applicable law.

7. Sale and Targeted Advertising

We do not sell personal information for money, and we do not share personal information for cross-context behavioral advertising.

8. Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Policy, including evaluating and administering requests, maintaining business and transaction records, satisfying legal and regulatory obligations, resolving disputes, enforcing agreements, and protecting against fraud. Retention periods vary according to the type of information, the nature of the relationship, and applicable requirements.

9. Information Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, acquisition, use, alteration, or disclosure. We also take reasonable measures when disposing of records containing personal information. No website, transmission method, or storage system is completely secure, and we cannot guarantee absolute security.

10. Your Choices and Requests

You may ask us to update your contact information, correct information you believe is inaccurate, or answer questions about our privacy practices. Depending on where you live and subject to applicable exceptions, you may have additional rights concerning access, correction, deletion, or use of personal information. We may need to verify your identity and authority before completing a request, and we may retain information where required or permitted by law.

To make a privacy request, email office@settleupfunding.com with the subject line "Privacy Request."

11. Children

The Website is intended for adults and is not directed to children. We do not knowingly collect personal information online from children under 13. If you believe a child has provided personal information to us through the Website, please contact us so we can take appropriate action.

12. Third-Party Websites

The Website may contain links to third-party websites or services. Their privacy practices are governed by their own policies, and SettleUP is not responsible for their content, security, or privacy practices.

13. United States Operations

SettleUP operates in the United States. If you access the Website from outside the United States, you understand that information may be processed and stored in the United States, where privacy laws may differ from those in your jurisdiction.

14. Changes to this Policy

We may update this Policy as our practices, Website, or legal obligations change. The "Last updated" date identifies the most recent revision. Material changes will be communicated through the Website or by another appropriate method when required by law.

15. Contact Us

Questions or requests concerning this Policy may be directed to:

SettleUP Funding
162 W Main St #305
Cartersville, GA 30120
office@settleupfunding.com
404-548-3017