Have Questions? We've Got Answers
What is SettleUp Funding?
SettleUp Funding is a Georgia-based company providing non-recourse cash advances to plaintiffs in personal injury lawsuits. We advance funds against your potential settlement, meaning you only repay if you win your case. It's not a loan - it's an investment in your claim's proceeds, helping you cover essential expenses while your case progresses.
How quickly can I get funded?
Once approved and your documents are signed, funding can be disbursed the same day or next business day, depending on your chosen method (e.g., Zelle for instant transfer or ACH for next-day). The process is fast - apply today, and we'll work to get your funds quickly.
What are your fees? Are there hidden costs?
Our $50 service fee covers processing, and a usage fee accrues in 90-day intervals, capped at $1,050 total repayment (double the $500 advance plus the service fee) after 9 months. There are no hidden costs, interest, or ongoing charges beyond the cap. Delivery is free via ACH, E-check or Zelle.
How does repayment work?
Repayment is automatic from your case's proceeds if you win or settle - no personal payment required. Your attorney deducts the owed amount (per the schedule: $675 after 3 months, $800 after 6, $925 after 9, capped at $1,050) before dispersing funds to you. If unpaid after 9 months, it fixes at $1,050 with no further fees.
How much money can I get?
We offer flexible cash advances tailored to your needs, starting from $500 and up, depending on factors like the strength of your claim and settlement potential. Contact us to discuss how much yo might qualify for - our team can review your detials for a custom amount.
What types of cases quailfy?
We specialize in personal injury cases, including car accidents, slip and falls, medial malpractice, and workplace injuries. Your case must be active with a qualified attorney and have potential for settlement proceeds.
Is this a loan?
No, this is not a loan - it's a non-recourse cash advance against your case's potential proceeds.
Can I get more funding later?
Yes, you can apply for additional funding if needed. Each new amount requires a separate contract, with repayment priority based on the original funding date. We'll evaluate based on your case's progress- contact us to discuss.
Do I have to repay if I lose my case?
No, you don't. Our funding is non-recourse, so if your case recovers nothing - no personal liability or obligations. Repayment comes only from your settlement proceeds if you win.
Will my attorney be involved?
Yes, your attorney plays a key role. They'll certify they've explained the terms to your and confirm your case is active. They'll also sign an acknowledgment to honor the Irrevocable Letter of Direction, ensuring repayment from proceed if you win. We work closely with attorneys but never influence your case decisions.
Will it affect my credit?
There's no credit check, and it won't affect your credit score, as repayment is only from your settlement if you win.